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MOSES IN THE WILDERNESS by Larry Norman - The last Line - "Never Borrow Money Needlessly" he took from a radio advert for HFC (Household Finance) which he had heard many times. Larry wrote the song when he was a kid and couldn't understand why Moses didn't just take out a home loan from HFC (the Household Finance Company) instead of wandering around the desert for 40 years. Here's the jingle Larry heard a million times while growing up: https://www.youtube.com/watch?v=z2CTbkvngow
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